FAQ 77 What insurance cover do I need for Uninvited Guests?

This topic is a hot one and has been asked by students during phone calls , emails and in person while attending boot camps.

 

We downloaded the PDS documents from several insurance companies and used the \’find\’ tool within Adobe Acrobat to
locate the words \’UNINVITED\’ and \’GUEST\’.

We found NO mention of UNINVITED in any of the documents but most had the word GUEST.

We suggest that a question to the Insurance Company be PUT IN WRITING about the level of cover required and cite an example.

Get a reply IN WRITING which states how these events are covered and keep this document.

The following website may assist in understanding insurance cover and in locating a suitable insurer.

Insurance explained

 

 

 

Alternatively ,employ the services of a good insurance broker to assist in finding cover of the correct level.

 

 

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